Personal Finance
Renting May Be the Better Option Amid Cultural Shift Away From Home Ownership: Financial Planner
Too many young adults feel left out of the housing market. With historically high barriers to home ownership, NTD spoke with Lawrence Sprung for some timely advice.
3 Financial Realities You'll Need to Know When Taking Social Security at Age 62
There are a few realistic scenarios where taking Social Security payouts at age 62 works in your financial favor.
The Retirement Partnership: Why Couples Need a Different Plan Than Individuals
Strategic retirement income planning for couples.
3 Smart Savings Moves to Make With Your Tax Refund
People often make a big mistake with their income tax refund, but do not look at the money strategically.
The 70/20/10 Defense: A ‘Bare-Bones’ Budget Template for 2026 Economic Volatility
A budget strategy for times of economic turbulence.
Consumers Often Not Blowing Their Budget, but Losing Track of It: Analyst
Lawrence Sprung, the founder of Mitlin Financial, offers actionable tips for cleaning up their financial messes.
What Is the Future of Retirement With Social Security?
Without changes, Social Security may not pay full benefits by 2033.
Take These Steps to Qualify for a Private Student Loan
Borrowers unfamiliar with private student loans can easily misread the loan contract’s terms and conditions, which leads to financial headaches later on.
3 Financial Steps to Take Before Claiming Social Security
Social Security financial decisions impact potentially hundreds of thousands, if not over a million dollars, over your lifetime.
How to Reduce Taxes If Most of Your Savings Are in a Traditional IRA
IRA withdrawals are taxable—but planning can soften the hit.
3 Cost-Efficient Ways to Maximize Your Medicare Plan
Find a trusted Medicare agent who’ll work on your behalf.
3 Facts Seniors Should Know About the New 65-and-Over Tax Deduction
Tax experts say there’s a lot to like about the new senior tax deduction, but it comes with some important caveats, too.
Adding an Adult Child to Your Bank Account Could Be a Mistake
A joint account with your child offers convenience, but it could put your savings in jeopardy.
Social Security: How to Avoid Costly Mistakes
Maximize benefits, minimize loss, and set your strategy in social security.
Should You Take Social Security Early Due to Program Funding Doubts?
The big question is what working Americans should do with that information, especially with the early Social Security withdrawal issue.
How to Build a Tax-Efficient Retirement Income Plan
Don’t let taxes derail your retirement—plan your withdrawals wisely.
3 Big Social Security Secrets You Need to Know
One of the biggest mistakes when people plan for Social Security is relying on others' advice, assuming their situation matches their own.
Don’t Make These Estate Executor Mistakes
Executors carry major legal responsibilities, and common missteps can turn settling an estate into a legal headache.
Spousal Social Security Benefits: What Married and Divorced Americans Need to Know
Widespread misunderstanding of eligibility rules means many married and divorced Americans fail to claim Social Security spousal benefits they qualify for.
Estate Planning 101: What You Need to Know About the Step-Up in Cost Basis
The step-up in cost basis can significantly reduce capital gains taxes on inherited assets.
Renting May Be the Better Option Amid Cultural Shift Away From Home Ownership: Financial Planner
Too many young adults feel left out of the housing market. With historically high barriers to home ownership, NTD spoke with Lawrence Sprung for some timely advice.
3 Financial Realities You'll Need to Know When Taking Social Security at Age 62
There are a few realistic scenarios where taking Social Security payouts at age 62 works in your financial favor.
The Retirement Partnership: Why Couples Need a Different Plan Than Individuals
Strategic retirement income planning for couples.
3 Smart Savings Moves to Make With Your Tax Refund
People often make a big mistake with their income tax refund, but do not look at the money strategically.
The 70/20/10 Defense: A ‘Bare-Bones’ Budget Template for 2026 Economic Volatility
A budget strategy for times of economic turbulence.
Consumers Often Not Blowing Their Budget, but Losing Track of It: Analyst
Lawrence Sprung, the founder of Mitlin Financial, offers actionable tips for cleaning up their financial messes.
What Is the Future of Retirement With Social Security?
Without changes, Social Security may not pay full benefits by 2033.
Take These Steps to Qualify for a Private Student Loan
Borrowers unfamiliar with private student loans can easily misread the loan contract’s terms and conditions, which leads to financial headaches later on.
3 Financial Steps to Take Before Claiming Social Security
Social Security financial decisions impact potentially hundreds of thousands, if not over a million dollars, over your lifetime.
How to Reduce Taxes If Most of Your Savings Are in a Traditional IRA
IRA withdrawals are taxable—but planning can soften the hit.
3 Cost-Efficient Ways to Maximize Your Medicare Plan
Find a trusted Medicare agent who’ll work on your behalf.
3 Facts Seniors Should Know About the New 65-and-Over Tax Deduction
Tax experts say there’s a lot to like about the new senior tax deduction, but it comes with some important caveats, too.
Adding an Adult Child to Your Bank Account Could Be a Mistake
A joint account with your child offers convenience, but it could put your savings in jeopardy.
Social Security: How to Avoid Costly Mistakes
Maximize benefits, minimize loss, and set your strategy in social security.
Should You Take Social Security Early Due to Program Funding Doubts?
The big question is what working Americans should do with that information, especially with the early Social Security withdrawal issue.
How to Build a Tax-Efficient Retirement Income Plan
Don’t let taxes derail your retirement—plan your withdrawals wisely.
3 Big Social Security Secrets You Need to Know
One of the biggest mistakes when people plan for Social Security is relying on others' advice, assuming their situation matches their own.
Don’t Make These Estate Executor Mistakes
Executors carry major legal responsibilities, and common missteps can turn settling an estate into a legal headache.
Spousal Social Security Benefits: What Married and Divorced Americans Need to Know
Widespread misunderstanding of eligibility rules means many married and divorced Americans fail to claim Social Security spousal benefits they qualify for.
Estate Planning 101: What You Need to Know About the Step-Up in Cost Basis
The step-up in cost basis can significantly reduce capital gains taxes on inherited assets.