As a last resort, many people file for bankruptcy when they are faced with overwhelming debt. In fact, 486,613 people filed for bankruptcy in 2024—up 16.2 percent from the previous year. In addition to 464,553 filings by non-business entities, 22,060 were filings by business entities. However, those nearing retirement or with significant savings wonder how […]

Typically, retirement is a time when you can kick back and relax. And, there’s nothing wrong with that. You’ve paid your dues, after all. However, learning new skills can help you keep your mind sharp. Did you also know that in the United States, many institutions offer senior citizens free college courses? Taking advantage of […]

As people start to grow up, some start to question the value of an education. Is it really worth it to stay in high school or go to college? But, then, you grow up, and there seems to be a billion tech people making a billion dollars, and you again wonder about the value of […]

Traditionally, you would graduate high school, attend college, and then launch your career. This commonly used pathway was due to the fact that most people have found value in higher education. That’s not exactly the case these days. With the cost of tuition, combined with the accessibility of entrepreneurship, for some it has become more […]

The holiday season can be the very best time of the year. It is often a time of homecoming, celebration, and opportunity to connect with friends and family. However, for many people, the holiday season can also be the most stressful time of the year. There are many reasons for this, but money often tops […]

Paying for college yourself can be daunting, especially when the average student racks up $9,000 to $35,000 in debt each year. While financial experts recommend graduates pay off this overwhelmingly large sum within 10 years, most need more than 20 years to repay what they owe. Meanwhile, some professionals are still working to pay off student loans in their […]

I get that your anxiety is currently at an all-time high. But, as we begin to slowly and patiently recover from the COVID-19 pandemic, it’s time to refocus on retirement. Retirement can be a touchy topic for some of us. But, even before the pandemic, there was a retirement crisis. Unfortunately, it’s only gotten worse. […]

When one thinks of subscription services, the first thought that comes to mind is newspapers or magazines. While periodicals may have established the subscription model over a century ago, more and more businesses are successfully adopting it. From razor blades to socks, the subscription service model is more popular than ever. If your business is […]

Once you’ve settled down and don’t have to worry about finances, your business, or really anything else—what do you do with your time? You work your whole life investing and preparing for retirement, but what are you even going to do in retirement? Hey, Retired Person—Understand That You Hold the World in Your Hands. Well, […]

Businesses large and small all want to make more and save more. However, saving money is much easier said than done, especially for new companies. There are great habits and tips to help any business save money. In this article, we’ll go over 10 interactive money-saving tips for small business owners. Set Goals and Make […]