You’ve worked hard to save for retirement. And whether it’s in a 401(k) plan, individual retirement account (IRA), or annuity, at one point, you’re going to withdraw funds. But that influx of money could cause a problem with your Medicare premium. For most people, Medicare premiums are stable. But if you are in a certain […]

One of the most challenging parts of being a parent is finding and paying for child care. The cost of child care has reached new heights. Child care costs are often the largest line item in the budget, rivaling the rent or mortgage. But how much is child care in the United States? The actual […]

It’s probably happened to you. You go to check out at a department store or other retailer, and they tempt you with a discount—if you open a store credit card, you’ll receive 30 percent off your purchase, or some other percentage. You may think it’s a deal. Money is tight, and here’s a chance for […]

Homeschooling is when a child’s education is conducted by the parents. Between 2022 and 2023, according to the U.S. Census Bureau, nearly 6 percent of school-age children were reported as being homeschooled. Alaska (12.6 percent), Tennessee (9 percent), and West Virgina (8.9 percent) were the top three states for homeschooling. There’s a personalized approach to […]

It’s a nightmare that you never want to go through: Someone has collided with your car. But it’s even worse when they hit you—and then flee. Now there’s no one to hold accountable for damage or injury if you or your family are hurt. There are legal questions and insurance coverage issues when you’ve been […]

It’s fun having a toddler around during the holidays. Watching the magic through their eyes makes it that much more special. But the Christmas season is not only a time of togetherness and joy but also a time of accidents. Christmas decorations are the reason many children and adults visit the emergency room. But how […]

It’s the season of gift-giving, and jewelry is often top of the list. Whether you’re looking for the perfect diamond engagement ring or a gorgeous gold bracelet for mom, shopping for the right piece can be stressful. With so many fakes on the market, how can you be sure what you’re purchasing is the real […]

High-yield savings accounts let your money work for you. They’re great places to park money that you want to access, like an emergency fund, but grow at the same time. You don’t have to do anything—just let it ride. But with so many banks and credit unions touting high-yield savings accounts, it may be challenging […]

The gift-giving season can be tough on everyone. But coming up with a gift for a child or teenager is daunting. Well, you don’t necessarily have to worry about the latest fashion or craze when giving a gift. There are financial gifts you can give your child or grandchild that are more sustainable than that […]

You might be looking for that hard-to-find item or trying to find the best deal. But in your hunt, you could end up on a fraudulent site. There are fake sites that exist to take your money and leave you with inferior or no goods. But how do you spot these fraudulent sites? The best […]

Tis the season, and along with the joy of family and friends may come stress. This is especially true if you have travel plans. Be it driving to your daughter’s house or flying cross country to see Mom, the hustle and bustle of travel can make even the calmest person crazy. If you’re flying, there […]